At Churchill Mortgage, we combine deep industry knowledge with personalized service to help you navigate the mortgage process with confidence. Your home financing journey deserves a partner who understands the details.
Katy Canales brings over 15 years of mortgage industry expertise to Churchill Mortgage. As a licensed mortgage professional (NMLS #270783), she has helped hundreds of families in the Salem area achieve their homeownership dreams.
Our approach is simple: we listen first, then craft solutions that fit your unique financial situation. Whether you're a first-time buyer, refinancing your current home, or exploring investment properties, we provide the guidance and clarity you need at every step.
Full state licensing with ongoing education
Clear explanations, no hidden fees
Direct communication throughout your loan
From first-time homebuyers to seasoned investors, we offer tailored financing options for every situation.
Special programs and guidance for those purchasing their first home. We help you understand options like FHA, VA, and conventional loans.
Learn MoreLower your rate, shorten your term, or cash out your equity. We analyze your current situation to find the best refinancing strategy.
Learn MoreFinancing for higher-priced properties that exceed conventional loan limits. Competitive rates for luxury and investment properties.
Learn MoreStrategic financing for rental properties, multi-units, and real estate investors looking to expand their portfolio.
Learn MoreGovernment-backed loans with favorable terms for veterans, active military, and qualified buyers with lower down payment options.
Learn MoreNot ready to commit? Get expert advice on your mortgage options, credit improvement, and financial planning at no obligation.
Learn MoreWhat sets us apart isn't just our expertise—it's our commitment to making the mortgage process as smooth and transparent as possible. We believe you deserve to understand every step of your loan journey.
Our digital-first approach means less paperwork and faster approvals without sacrificing personal touch.
We shop multiple wholesale channels to secure the best terms for your specific financial profile.
Deep knowledge of the Salem market means we understand local conditions, programs, and opportunities.
From application to closing and beyond, we're with you every step of the way.
"Katy made our first home buying experience completely stress-free. She explained every option clearly and found us a rate we couldn't believe. We couldn't have asked for better guidance."
"After years of renting, I was nervous about refinancing. Churchill Mortgage walked me through the entire process and helped me understand exactly what I was getting. Highly recommend!"
"As a veteran, I needed someone who understood VA loans. Katy's expertise made the process seamless. She was responsive, professional, and truly cared about finding the best solution for me."
Ready to explore your mortgage options? Contact us today for a free consultation. We'll discuss your goals, answer your questions, and outline the best path forward.
350 Mission St SE Ste 202
Salem, OR 97302
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: By Appointment
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